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Executive Group

  • Craig Kennedy

    Managing Director
    MBA, MAICD

    Craig Kennedy was appointed Managing Director of Cuscal in December 2008. He is also an ex officio member of the Board Risk and Board Governance Committees.

    Prior to his role with Cuscal he served as Chief Executive Officer of Espreon Ltd until November 25, 2008 and its Managing Director from July 26, 2004 to November 25, 2008. Craig served as Head of Direct Banking at ING and was also a Director of ING, and he worked extensively in the financial services industry since the late 1980s at companies including St George Bank, Advance Bank Australia Ltd and State Bank of New South Wales.

    He has established a successful career in the financial services sector, with particular expertise in electronic and online banking.

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  • Iain Keddie

    Chief Financial Officer and General Manager - Corporate Services
    BSc(Hons), CA

    Iain commenced at Cuscal in May 2009. He has deep experience as a CFO in a range of public and private companies, as well as professional experience from two of the big four accounting firms.

    Prior to his role at Cuscal he held the position of CFO at Espreon Limited. Iain has also worked as CFO for the Oroton Group, Solution 6 and Star City; businesses where customer service, financial discipline and tight regulatory control were paramount.

    He has also worked both domestically and overseas for Ernst & Young and Price Waterhouse servicing financial services clients such as GIO, Prudential and Nationwide Building Society.

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  • David Heine

    General Manager - Product and Operations
    BEcon, MAFC

    David Heine has been with Cuscal since 1999. As General Manager of Product and Operations, David is responsible for all product management, operations, and supplier management functions. These activities support a full range of transactional and balance sheet products including securitisation, financial markets and treasury.

    David has more than 16 years' experience in the financial services industry and has also worked for Deutsche Funds Management and Deutsche Life. David has been a Credit Union Financial Support System (CUFSS) Director since 2004, a Board Director of the Australian Payments Clearing Association (APCA) since 2007 and is a member of the Australian Institute of Company Directors.

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  • Angela Donohoe

    CIO and General Manager, Business Technology & Project Services
    B Comm, CPA, F Fin

    Angela has been responsible for overall management of BTS&PS and has been successful in building the division's reputation for strategic thinking, leading-edge implementation and ability to deliver against Cuscal's business-led IT Strategy. Under Angela's leadership, BTS&PS has focused on Cuscal and its customers' technology needs into the future.

    Prior to joining CUSCAL, Angela held a variety of senior management roles in the banking and finance industry, including Société Générale and Bank of New York. An early career in corporate regulation with the NSW Government provided Angela with valuable exposure to the financial services industry and the role of governance in business.

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  • Adrian Lovney

    Business Development, Strategy & Projects
    LLB(Hons), MBA

    Adrian is responsible for overseeing the development of Cuscal's corporate and divisional strategic plans, as well as reporting regularly on progress to date. He is also responsible for the acquisition of new clients and marketing our range of products to existing clients.

    Adrian's goals include driving stronger alignment between strategy, planning, and projects in order to deliver on Cuscal's long-term business strategy. His portfolio also covers looking after our sales and business development processes; understanding our customers and future target markets; the coordination of marketing activities and long-term growth strategies, and strengthening Cuscal's brand and customer communications.

    Adrian's previous role as Chief Executive of Abacus Australian Mutuals saw him lead the association committed to the support and promotion of mutual credit unions and building societies, with particular emphasis on high profile lobbying and advocacy activities at political, government and regulatory levels.

    Before joining Cuscal, Adrian spent a number of years providing policy and program advice to the Queensland Government departments of Premier and Cabinet and in human services portfolios.

    Photo of Adrian Lovney